Who is Super Visa Insurance For
Medical insurance is required if you’re planning to come to Canada on a Super Visa for an extended stay. This includes parents, grandparents and other family members of Canadian citizens and permanent residents, who are not Canadian citizens or permanent residents themselves.
The medical insurance policy must be valid for at least 1 year. Depending on your current health, you may want to look into extra coverage options for pre-existing medical conditions or if you plan to travel outside of Canada during your time here.
Medical Insurance Required for a Super Visa
$100,000 Canadian is the minimum amount of medical insurance you need when applying for a Canadian Super Visa. It must be purchased from a Canadian insurance company.
Medical Insurance Coverage Included
Here are costs that are usually covered with Super Visa medical insurance. The specifics of policies vary, however. Review the terms and conditions of the health insurance policy carefully before you make the purchase.
- Hospitalization, room and board expenses
- Costs associated medical procedures or treatments
- In the event of death, the cost of repatriating your remains back to your home country
- Other medical expenses you incur due to an unexpected illnesses or accident. These include things like prescription medication, doctor visits, diagnostic tests, and ambulance services.
Super Visa Travel Insurance Cost
There are many factors that affect the cost of super visa medical insurance:
- How long are you staying? A longer stay usually means higher premiums
- How old are you? Older individuals may pay more because of increased risk of health issues
- How much coverage are you getting? As expected, the more coverage you have, the more it costs
- Do you have pre-existing medical conditions? If so, your premiums may be higher
- How many people are getting coverage? Insuring multiple people will increase the cost
With all of these factors, costs can vary between a few hundred dollars to over one thousand per year for Super Visa travel insurance in Canada.
When to Start Super Visa Insurance
It’s a good idea to buy medical insurance for your Canadian Super Visa well in advance of your trip. You don’t want your parents or grandparents to be left vulnerable, should anything happen. The coverage should begin on the day you enter into Canada.
Get Insurance Before You Apply for a Super Visa
Proving that you have adequate health insurance is part of the Super Visa application process. For this reason, have it in place before you apply so you don’t encounter delays.
Getting Your Super Visa Medical Insurance
There are many companies and offerings to choose from. Be sure to compare the costs and coverage as you go through the process of getting medical insurance to support a Super Visa application.
1. Figure out how much coverage you need. and select a policy that meets the requirements:
- Provides minimum coverage of $100,000 CAD
- Will be in place for at least one year
- Covers hospitalization, repatriation of remains, and other medical expenses.
2. Contact a few companies to request quotes for the insurance coverage you require.
3. Compare the quotes and costs, and be sure to pay attention to the fine print. Choose the one that works best for you and make the purchase.
As mentioned, be sure to buy the medical insurance in advance of your parents or grandparents planned arrival. Minimize any risks or delays to their trip to Canada.
If you have loved ones traveling to Canada soon via a Super Visa, learn more about the Visitors to Canada insurance we offer. And don’t hesitate to contact one of our insurance specialists for a quote, or simply to answer questions. We’d be happy to help you plan for their medical insurance needs. Monthly payment options now available.